Valdovinos LLC, DBA as QuotesByLucas.com ("we," "our," "us") is committed to protecting your privacy and safeguarding your personal and health-related information in compliance with the Health Insurance Portability and Accountability Act (HIPAA) and Telephone Consumer Protection Act (TCPA).

By using our website, you agree to this Privacy Policy. If you do not agree, please discontinue use immediately.

1. Information We Collect

We collect the following types of information:

Personal Identifiable Information (PII): Name, address, phone number, email, date of birth, ZIP code, and other details necessary to provide health insurance quotes and services.

Protected Health Information (PHI): Any health-related details you provide when requesting insurance options or consultations, collected and stored per HIPAA guidelines.

Automatic Data Collection: IP address, browser type, operating system, and cookies to enhance site performance.

2. How We Use Your Information

We use your data to:

Provide personalized health insurance quotes and services.

Connect you with licensed insurance advisors.

Communicate regarding your inquiries, policies, or follow-up consultations.

Send you relevant updates, offers, and marketing communications (only with explicit consent per TCPA/GDPR).

Comply with legal, regulatory, or law enforcement obligations.

3. HIPAA Compliance

We are committed to protecting Protected Health Information (PHI):

All PHI is stored securely using encryption and accessed only by authorized personnel.

We comply with HIPAA regulations regarding data storage, access controls, and breach notification.

We will not disclose your PHI except as permitted by law or with your written authorization.

4. TCPA Consent (Communications)

By submitting your information, you expressly consent to be contacted by Valdovinos LLC (QuotesByLucas.com), our agents, affiliates, and partners, via:

Auto-dialed or pre-recorded calls

SMS/text messages

Email communications

These communications may include marketing or informational purposes. Consent is not a condition of purchase and may be revoked at any time by contacting us or replying "STOP" to any SMS.

5. Data Protection and Security

We implement technical, administrative, and physical safeguards:

SSL encryption for all data transmissions.

HIPAA-compliant secure servers and encrypted storage.

Access controls limited to authorized staff and agents.

6. Data Sharing

We do not sell your personal or health information. We may share data with:

Licensed health insurance agents and carriers for quote generation.

Service providers assisting in site operations under strict confidentiality agreements.

Regulatory or legal authorities where required by law.

7. Cookies and Tracking

We use cookies to improve your browsing experience and analyze traffic. You may disable cookies in your browser settings.

8. Your Rights & Opt-Out

You may:

Opt-out of marketing emails and texts.

Request deletion or correction of your data.

Revoke communication consent.

9. Changes to This Policy

We may update this Privacy Policy periodically. Changes will be posted here with a new effective date.

10. Contact Us

Valdovinos LLC (QuotesByLucas.com)
📧 Email: [email protected]
📞 Phone: (954)805-2034